Philosophy

Micro-lending and its philosophy of fighting poverty boils down to one simple principle:

Every person has the ability to pull themselves out of poverty if given the correct tools.

In a simple yet ingenious system, micro-lending empowers you to empower others. Make a small loan to an impoverished yet entrepreneurial individual, let them utilize this capital to start or improve upon their business, and in 6 months to a year you’ll be repaid in full.

100% of your principal investment can make it directly to the hands of these intrepid, yet needy individuals.

History

Generally associated under the larger umbrellas of micro-credit or microfinance, the practice of opening small micro-banks to lend to the poor was started by Mohammad Yunnus and the Grameen Bank of Bangladesh, which can trace its roots back to 1973.

Over the last 30 years, micro-lending has grown into a worldwide phenomenon with thousands of banks ranging in size from large corporations to small grassroots operations.

Common Questions

Still confused about Micro-Lending? Let’s clear up a few more of those tough questions.

Who are the clients/benefactors of micro-lending?
What is the difference between micro-credit and microfinance?
What’s a MicroFinance Institution (MFI)?
How does a micro-lending website like Kiva.org work?
Why are interest rates on micro-loans so high?
Why do some organizations only lend to women?

Educational Resource Center - (COOMING SOON!)

Check out the latest information on micro-lending. We’ve collected links, reports, presentations, videos, etc. from all over the web into one easy resource library. If your a teacher, college professor, or just fascinated by micro-lending, these additional resources are exactly what you’ve been looking for.

Get started now and make a loan to change a life. Lend Now. Or find other ways to Get Involved!.